Summary：Eagle Financial Services Reports Q2 2026 Earnings and Declares Quarterly Dividend PayoutBERRYVILLE,

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Eagle Financial Services Reports Q2 2026 Earnings and Declares Quarterly Dividend Payout

BERRYVILLE, Va., July 23, 2026 - Eagle Financial Services, Inc. (NASDAQ: EFSI), the parent company of Bank of Clarke, today released its financial results for the second quarter of 2026. The company's Board of Directors also announced a quarterly dividend payout, underscoring its commitment to delivering value to shareholders.

The company's Q2 2026 earnings report revealed a robust financial performance, driven by sustained growth in its loan portfolio and a continued focus on operational efficiency. Net income for the quarter reached $12.1 million, representing a 7% year-over-year increase. The company's net interest income also rose, driven by a 5% expansion in its loan book and a stable net interest margin. These results reflect the company's successful execution of its strategic plan, which prioritizes disciplined lending practices and prudent risk management.

The banking industry has faced a challenging environment in recent quarters, with rising interest rates and economic uncertainty impacting consumer and business confidence. However, Eagle Financial Services' strong Q2 performance demonstrates its ability to navigate these headwinds and capitalize on opportunities in its local market. The company's focus on building long-term relationships with its customers and its commitment to community involvement have helped drive its success.

Looking ahead, Eagle Financial Services is well-positioned to continue its growth trajectory. The company's strong capital position and robust liquidity provide a solid foundation for future expansion, while its ongoing investments in technology and process improvements are expected to drive further operational efficiencies. As the banking industry continues to evolve, Eagle Financial Services' focus on delivering personalized service and building strong relationships with its customers is likely to remain a key differentiator.

In conclusion, Eagle Financial Services' Q2 2026 earnings report and dividend declaration demonstrate the company's continued financial strength and commitment to delivering value to its shareholders. With a solid foundation in place, the company is poised for continued success in the quarters ahead.