Single‑Family, Condo Supply Hit Records as Mortgage Rates Rise to 6.49%

 人参与 | 时间：2026-09-24 00:24:07


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**Single‑Family, Condo Supply Hit Records as Mortgage Rates Rise to 6.49%**
*Spring selling season was a dud. But mortgage rates are not high; inflation is high. By Wolf Richter for WOLF STREET.*

### Introduction
The traditionally bustling spring home‑buying period sputtered this year, with existing‑home sales slipping and new listings swelling to unprecedented levels. At the same time, the average 30‑year fixed mortgage rate climbed to 6.49%, a level not seen since the early 2000s. While the headline rate grabs attention, analysts argue that persistent inflation—not the cost of borrowing—is the primary force dampening buyer enthusiasm.

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